/* =================================================================
   Kapitaalwijs — premium fintech / financiële educatie
   Design system: warm light paper, navy ink, muted emerald + blue.
   Type: Fraunces (display serif) / Hanken Grotesk (body) / JetBrains Mono (data)
   ================================================================= */

/* ---------- Tokens ---------- */
:root {
  --paper:        #FAFAF6;
  --paper-2:      #F2F3EE;
  --surface:      #FFFFFF;
  --ink:          #0B2239;
  --ink-soft:     #2A3F52;
  --muted:        #5C6B78;
  --navy:         #0E2E4D;
  --navy-deep:    #081B2E;
  --green:        #137A5A;
  --green-bright: #1FA079;
  --green-wash:   #E7F2EC;
  --blue:         #3F6493;
  --blue-wash:    #EAF0F6;
  --line:         rgba(11, 34, 57, 0.10);
  --line-strong:  rgba(11, 34, 57, 0.18);
  --amber:        #B5751E;

  --shadow-sm: 0 1px 2px rgba(8, 27, 46, 0.06), 0 1px 3px rgba(8, 27, 46, 0.05);
  --shadow-md: 0 10px 30px -12px rgba(8, 27, 46, 0.22);
  --shadow-lg: 0 30px 60px -24px rgba(8, 27, 46, 0.30);

  --r-sm: 8px;
  --r-md: 14px;
  --r-lg: 22px;
  --r-xl: 32px;

  --maxw: 1180px;
  --pad: clamp(1.1rem, 4vw, 2.5rem);

  --font-display: "Fraunces", "Iowan Old Style", Georgia, serif;
  --font-body: "Hanken Grotesk", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --font-mono: "JetBrains Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  background: var(--paper);
  color: var(--ink);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img, svg, video { display: block; max-width: 100%; }
img { height: auto; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }
ul { list-style: none; padding: 0; }

/* Subtle paper grain on the whole page */
body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -2;
  background:
    radial-gradient(1200px 600px at 85% -10%, var(--blue-wash), transparent 60%),
    radial-gradient(900px 500px at -10% 110%, var(--green-wash), transparent 55%),
    var(--paper);
}
body::after {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  opacity: 0.035;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

/* ---------- Typography ---------- */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 460;
  line-height: 1.08;
  letter-spacing: -0.015em;
  color: var(--ink);
  font-optical-sizing: auto;
}
h1 { font-size: clamp(2.4rem, 5.4vw, 4.1rem); }
h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); }
h3 { font-size: clamp(1.25rem, 2vw, 1.55rem); font-weight: 500; }
h4 { font-size: 1.1rem; font-weight: 600; }
p { color: var(--ink-soft); }
strong { font-weight: 700; color: var(--ink); }

.eyebrow {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--green);
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
}
.eyebrow::before {
  content: "";
  width: 22px; height: 1.5px;
  background: var(--green);
  display: inline-block;
}
.lead { font-size: clamp(1.05rem, 1.6vw, 1.28rem); color: var(--muted); line-height: 1.6; }

/* ---------- Layout ---------- */
.wrap { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: var(--pad); }
.section { padding-block: clamp(3.5rem, 8vw, 7rem); }
.section--tight { padding-block: clamp(2.5rem, 5vw, 4rem); }
.grid { display: grid; gap: clamp(1rem, 2.4vw, 1.6rem); }
.center { text-align: center; }
.mx-auto { margin-inline: auto; }
.maxw-prose { max-width: 720px; }
.maxw-mid { max-width: 880px; }

/* ---------- Buttons ---------- */
.btn {
  --bg: var(--ink);
  --fg: #fff;
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0.85rem 1.4rem;
  background: var(--bg);
  color: var(--fg);
  border-radius: 100px;
  border: 1px solid transparent;
  font-weight: 600;
  font-size: 0.97rem;
  cursor: pointer;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.2s;
  box-shadow: var(--shadow-sm);
}
.btn:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn:active { transform: translateY(0); }
.btn svg { width: 18px; height: 18px; }
.btn--primary { --bg: var(--green); --fg: #fff; }
.btn--primary:hover { --bg: var(--green-bright); }
.btn--ghost {
  --bg: transparent; --fg: var(--ink);
  border-color: var(--line-strong);
  box-shadow: none;
}
.btn--ghost:hover { --bg: var(--surface); }
.btn--lg { padding: 1rem 1.7rem; font-size: 1.02rem; }
.btn--block { width: 100%; justify-content: center; }

.link-arrow {
  display: inline-flex; align-items: center; gap: 0.45rem;
  font-weight: 600; color: var(--green);
  transition: gap 0.2s var(--ease);
}
.link-arrow svg { width: 16px; height: 16px; transition: transform 0.2s var(--ease); }
.link-arrow:hover { gap: 0.7rem; }
.link-arrow:hover svg { transform: translateX(2px); }

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 60;
  background: rgba(250, 250, 246, 0.78);
  backdrop-filter: saturate(160%) blur(14px);
  -webkit-backdrop-filter: saturate(160%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: border-color 0.3s, background 0.3s;
}
.site-header.is-scrolled { border-color: var(--line); }
.nav { display: flex; align-items: center; justify-content: space-between; height: 70px; }
.brand { display: inline-flex; align-items: center; gap: 0.6rem; font-weight: 700; }
.brand__mark { width: 34px; height: 34px; flex: none; }
.brand__name { font-family: var(--font-display); font-size: 1.28rem; letter-spacing: -0.02em; font-weight: 500; }
.brand__name b { color: var(--green); font-weight: 500; }

.nav__links { display: flex; align-items: center; gap: 0.35rem; }
.nav__links a {
  padding: 0.5rem 0.85rem; border-radius: 100px;
  font-size: 0.95rem; font-weight: 500; color: var(--ink-soft);
  transition: background 0.2s, color 0.2s;
}
.nav__links a:hover { background: var(--paper-2); color: var(--ink); }
.nav__links a.is-active { color: var(--ink); background: var(--paper-2); }
.nav__cta { margin-left: 0.4rem; }
/* The CTA is a button, not a nav link — keep its own colours (override .nav__links a). */
.nav .nav__cta a.btn { color: var(--fg); background: var(--bg); }
.nav .nav__cta a.btn:hover { color: var(--fg); background: var(--bg); }

.nav__toggle {
  display: none; width: 44px; height: 44px;
  border: 1px solid var(--line-strong); border-radius: 12px;
  background: var(--surface); cursor: pointer; align-items: center; justify-content: center;
}
.nav__toggle svg { width: 22px; height: 22px; }
.nav__toggle .icon-close { display: none; }
body.menu-open .nav__toggle .icon-open { display: none; }
body.menu-open .nav__toggle .icon-close { display: block; }

@media (max-width: 920px) {
  .nav__toggle { display: inline-flex; }
  .nav__links {
    position: fixed; inset: 70px 0 auto 0;
    flex-direction: column; align-items: stretch; gap: 0.2rem;
    background: var(--surface);
    padding: 1rem var(--pad) 1.6rem;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-lg);
    transform: translateY(-12px); opacity: 0; pointer-events: none;
    transition: transform 0.3s var(--ease), opacity 0.3s var(--ease);
  }
  body.menu-open .nav__links { transform: translateY(0); opacity: 1; pointer-events: auto; }
  .nav__links a { padding: 0.8rem 1rem; font-size: 1.05rem; }
  .nav__cta { margin: 0.5rem 0 0; }
  .nav__cta .btn { width: 100%; justify-content: center; }
}

/* ---------- Hero ---------- */
.hero { position: relative; padding-top: clamp(2rem, 5vw, 4rem); }
.hero__grid {
  display: grid; gap: clamp(1.8rem, 4vw, 3rem);
  grid-template-columns: 1.05fr 0.95fr; align-items: center;
}
.hero h1 { margin: 1.1rem 0 1.2rem; }
.hero h1 em { font-style: italic; color: var(--green); }
.hero__actions { display: flex; flex-wrap: wrap; gap: 0.8rem; margin-top: 1.8rem; }
.hero__media { position: relative; }
.hero__media img {
  width: 100%; border-radius: var(--r-xl);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--line);
  object-fit: cover; aspect-ratio: 4 / 5;
}
.hero__badge {
  position: absolute; left: -14px; bottom: 26px;
  background: var(--surface); border: 1px solid var(--line);
  border-radius: var(--r-md); padding: 0.85rem 1.05rem;
  box-shadow: var(--shadow-md); display: flex; align-items: center; gap: 0.75rem;
  max-width: 230px;
}
.hero__badge svg { width: 30px; height: 30px; flex: none; color: var(--green); }
.hero__badge span { font-size: 0.82rem; line-height: 1.35; color: var(--ink-soft); }
.hero__badge b { display: block; font-family: var(--font-display); font-size: 1rem; color: var(--ink); }

.trustbar { display: flex; flex-wrap: wrap; gap: 1.6rem 2.4rem; margin-top: 2.6rem; align-items: center; }
.trustbar__item { display: flex; align-items: baseline; gap: 0.6rem; }
.trustbar__num { font-family: var(--font-display); font-size: 1.7rem; color: var(--ink); }
.trustbar__lbl { font-size: 0.82rem; color: var(--muted); max-width: 150px; line-height: 1.3; }

@media (max-width: 860px) {
  .hero__grid { grid-template-columns: 1fr; }
  .hero__media { order: -1; max-width: 460px; }
  .hero__media img { aspect-ratio: 5 / 4; }
}

/* ---------- Cards ---------- */
.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: clamp(1.4rem, 2.6vw, 2rem);
  box-shadow: var(--shadow-sm);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), border-color 0.3s;
  height: 100%;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--line-strong); }
.card__icon {
  width: 50px; height: 50px; border-radius: 14px;
  display: grid; place-items: center; margin-bottom: 1.1rem;
  background: var(--green-wash); color: var(--green);
}
.card__icon svg { width: 26px; height: 26px; }
.card--blue .card__icon { background: var(--blue-wash); color: var(--blue); }
.card h3 { margin-bottom: 0.5rem; }
.card p { font-size: 0.97rem; color: var(--muted); }
.card__foot { margin-top: 1.1rem; }

.cols-2 { grid-template-columns: repeat(2, 1fr); }
.cols-3 { grid-template-columns: repeat(3, 1fr); }
.cols-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) { .cols-3, .cols-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .cols-2, .cols-3, .cols-4 { grid-template-columns: 1fr; } }

/* ---------- Section header ---------- */
.sec-head { max-width: 660px; margin-bottom: clamp(2rem, 4vw, 3rem); }
.sec-head.center { margin-inline: auto; }
.sec-head h2 { margin: 0.9rem 0 0.8rem; }

/* ---------- Feature split ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(1.6rem, 4vw, 3.2rem); align-items: center; }
.split img { border-radius: var(--r-lg); border: 1px solid var(--line); box-shadow: var(--shadow-md); width: 100%; object-fit: cover; aspect-ratio: 3/2; }
.split--reverse .split__media { order: 2; }
@media (max-width: 820px) { .split, .split--reverse { grid-template-columns: 1fr; } .split--reverse .split__media { order: 0; } }

.checklist { display: grid; gap: 0.85rem; margin-top: 1.4rem; }
.checklist li { display: flex; gap: 0.7rem; align-items: flex-start; font-size: 0.98rem; color: var(--ink-soft); }
.checklist svg { width: 20px; height: 20px; flex: none; color: var(--green); margin-top: 2px; }

/* ---------- Dark band ---------- */
.band-dark {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: #EaF1F7; border-radius: var(--r-xl); overflow: hidden; position: relative;
}
.band-dark h2, .band-dark h3 { color: #fff; }
.band-dark p { color: #B9CADb; }
.band-dark .eyebrow { color: var(--green-bright); }
.band-dark .eyebrow::before { background: var(--green-bright); }
.band-dark::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: radial-gradient(600px 300px at 90% 0%, rgba(31,160,121,0.18), transparent 60%);
}

/* ---------- CTA panel ---------- */
.cta-panel { padding: clamp(2.2rem, 5vw, 4rem); text-align: center; }
.cta-panel .btn { margin-top: 1.6rem; }

/* ---------- Steps / numbered ---------- */
.steps { counter-reset: s; display: grid; gap: 1.1rem; }
.step { display: grid; grid-template-columns: auto 1fr; gap: 1.1rem; align-items: start; padding: 1.2rem 0; border-top: 1px solid var(--line); }
.step:first-child { border-top: 0; }
.step__n { counter-increment: s; font-family: var(--font-mono); font-size: 0.85rem; color: var(--green); padding-top: 4px; }
.step__n::before { content: counter(s, decimal-leading-zero); }
.step h4 { margin-bottom: 0.3rem; }
.step p { font-size: 0.96rem; color: var(--muted); }

/* ---------- Article / prose ---------- */
.prose { max-width: 760px; }
.prose > * + * { margin-top: 1.15rem; }
.prose h2 { margin-top: 2.4rem; font-size: clamp(1.5rem, 2.6vw, 2rem); }
.prose h3 { margin-top: 1.8rem; }
.prose p, .prose li { color: var(--ink-soft); }
.prose ul, .prose ol { padding-left: 1.2rem; display: grid; gap: 0.5rem; }
.prose ul { list-style: none; padding-left: 0; }
.prose ul li { position: relative; padding-left: 1.4rem; }
.prose ul li::before { content: ""; position: absolute; left: 0; top: 0.65em; width: 7px; height: 7px; border-radius: 2px; background: var(--green); }
.prose ol { list-style: decimal; padding-left: 1.4rem; }
.prose a { color: var(--green); text-decoration: underline; text-underline-offset: 3px; }
.prose table { width: 100%; border-collapse: collapse; font-size: 0.92rem; margin-top: 0.5rem; }
.prose table th, .prose table td { text-align: left; padding: 0.7rem 0.85rem; border: 1px solid var(--line); vertical-align: top; }
.prose table th { background: var(--paper-2); font-weight: 600; color: var(--ink); font-size: 0.82rem; }
.prose table tr:nth-child(even) td { background: rgba(11,34,57,0.015); }
.table-scroll { overflow-x: auto; }
.prose blockquote {
  border-left: 3px solid var(--green); padding: 0.4rem 0 0.4rem 1.2rem;
  font-family: var(--font-display); font-style: italic; font-size: 1.2rem; color: var(--ink);
}

/* ---------- Page hero (interior) ---------- */
.page-hero { padding-block: clamp(2.6rem, 6vw, 4.6rem) clamp(1.5rem, 3vw, 2.2rem); }
.page-hero h1 { margin: 1rem 0 1rem; max-width: 16ch; }
.page-hero .lead { max-width: 60ch; }
.breadcrumb { font-family: var(--font-mono); font-size: 0.72rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); display: flex; gap: 0.5rem; align-items: center; }
.breadcrumb a:hover { color: var(--green); }

/* ---------- Blog list ---------- */
.post-card { display: flex; flex-direction: column; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow-sm); transition: transform .3s var(--ease), box-shadow .3s var(--ease); }
.post-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.post-card__media { aspect-ratio: 16/10; background: var(--paper-2); overflow: hidden; }
.post-card__media img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s var(--ease); }
.post-card:hover .post-card__media img { transform: scale(1.04); }
.post-card__body { padding: 1.3rem 1.4rem 1.5rem; display: flex; flex-direction: column; flex: 1; }
.tag { font-family: var(--font-mono); font-size: 0.68rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--blue); }
.post-card h3 { margin: 0.6rem 0 0.5rem; font-size: 1.2rem; }
.post-card p { font-size: 0.93rem; color: var(--muted); flex: 1; }
.post-card .link-arrow { margin-top: 1rem; font-size: 0.92rem; }

/* ---------- Forms ---------- */
.form { display: grid; gap: 1.1rem; }
.field { display: grid; gap: 0.4rem; }
.field label { font-size: 0.86rem; font-weight: 600; color: var(--ink); }
.field .req { color: var(--green); }
.field input, .field select, .field textarea {
  width: 100%; padding: 0.8rem 0.95rem;
  background: var(--surface); border: 1px solid var(--line-strong);
  border-radius: var(--r-sm); font-size: 0.97rem; color: var(--ink);
  transition: border-color 0.2s, box-shadow 0.2s;
}
.field textarea { min-height: 140px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(19, 122, 90, 0.14);
}
.field input::placeholder, .field textarea::placeholder { color: #9aa7b1; }
.field.invalid input, .field.invalid select, .field.invalid textarea { border-color: #C0392B; box-shadow: 0 0 0 3px rgba(192,57,43,0.12); }
.field__error { font-size: 0.8rem; color: #C0392B; min-height: 0; display: none; }
.field.invalid .field__error { display: block; }
.row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1.1rem; }
@media (max-width: 560px) { .row-2 { grid-template-columns: 1fr; } }

.check { display: grid; grid-template-columns: auto 1fr; gap: 0.7rem; align-items: start; }
.check input { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--green); flex: none; }
.check label { font-size: 0.86rem; font-weight: 400; color: var(--muted); line-height: 1.5; }
.check.invalid label { color: #C0392B; }
.check a { color: var(--green); text-decoration: underline; text-underline-offset: 2px; }

.form-note { font-size: 0.8rem; color: var(--muted); }
.form-success {
  display: none; align-items: flex-start; gap: 0.8rem;
  background: var(--green-wash); border: 1px solid rgba(19,122,90,0.3);
  border-radius: var(--r-md); padding: 1.1rem 1.2rem; color: #0d5a42;
}
.form-success.show { display: flex; }
.form-success svg { width: 24px; height: 24px; flex: none; color: var(--green); margin-top: 1px; }
.form-success b { color: #0d5a42; display:block; font-family: var(--font-display); font-size: 1.05rem; }

.form-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: clamp(1.4rem, 3vw, 2.2rem); box-shadow: var(--shadow-sm); }

/* ---------- Callout / disclaimer ---------- */
.callout {
  display: flex; gap: 0.9rem; align-items: flex-start;
  background: #FBF6EC; border: 1px solid rgba(181,117,30,0.28);
  border-radius: var(--r-md); padding: 1.1rem 1.25rem;
}
.callout svg { width: 22px; height: 22px; flex: none; color: var(--amber); margin-top: 2px; }
.callout p { font-size: 0.9rem; color: #6b4a14; margin: 0; }
.callout b { color: #5a3d0f; }
.callout--info { background: var(--blue-wash); border-color: rgba(63,100,147,0.3); }
.callout--info svg { color: var(--blue); }
.callout--info p { color: #2b425e; }
.callout--info b { color: #1e3149; }

/* ---------- Contact detail list ---------- */
.contact-list { display: grid; gap: 1rem; margin-top: 1.7rem; }
.contact-list li { display: flex; gap: 0.9rem; align-items: flex-start; }
.contact-list__ic { width: 44px; height: 44px; flex: none; border-radius: 12px; background: var(--green-wash); color: var(--green); display: grid; place-items: center; }
.contact-list__ic svg { width: 21px; height: 21px; }
.contact-list__txt { padding-top: 2px; }
.contact-list b { display: block; font-family: var(--font-mono); font-size: 0.68rem; letter-spacing: 0.13em; text-transform: uppercase; color: var(--muted); font-weight: 500; margin-bottom: 2px; }
.contact-list__txt a { color: var(--green); text-decoration: underline; text-underline-offset: 2px; font-weight: 600; }
.contact-list__txt > span { font-size: 0.97rem; color: var(--ink-soft); }

/* ---------- Stat strip ---------- */
.facts { display: grid; grid-template-columns: repeat(3,1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; }
.facts > div { background: var(--surface); padding: 1.6rem 1.4rem; }
.facts dt { font-family: var(--font-mono); font-size: 0.72rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); }
.facts dd { font-family: var(--font-display); font-size: clamp(1.6rem,3vw,2.2rem); color: var(--ink); margin-top: 0.4rem; }
.facts .fact { display: block; }
.facts .fact__num { display: block; font-family: var(--font-display); font-size: clamp(1.3rem, 2.2vw, 1.65rem); line-height: 1.15; color: var(--ink); letter-spacing: -0.01em; margin-bottom: 0.45rem; }
.facts .fact__lbl { display: block; font-size: 0.88rem; line-height: 1.5; color: var(--muted); }
@media (max-width: 640px) { .facts { grid-template-columns: 1fr; } }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-deep); color: #B9CADb; margin-top: clamp(3rem, 7vw, 6rem); padding-block: clamp(3rem, 6vw, 4.5rem) 2rem; }
.site-footer a { color: #B9CADb; transition: color 0.2s; }
.site-footer a:hover { color: #fff; }
.footer__top { display: grid; grid-template-columns: 1.5fr repeat(3, 1fr); gap: 2rem; padding-bottom: 2.6rem; border-bottom: 1px solid rgba(255,255,255,0.12); }
.footer__brand .brand__name { color: #fff; }
.footer__brand p { color: #8FA3B5; font-size: 0.92rem; margin-top: 1rem; max-width: 34ch; }
.footer__col h4 { color: #fff; font-family: var(--font-mono); font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; font-weight: 500; margin-bottom: 1rem; }
.footer__col ul { display: grid; gap: 0.6rem; }
.footer__col a { font-size: 0.93rem; }
.footer__bottom { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: space-between; align-items: center; padding-top: 1.8rem; font-size: 0.82rem; color: #7E94A8; }
.footer__legal { display: flex; flex-wrap: wrap; gap: 0.4rem 1.2rem; }
.footer__disclaimer { font-size: 0.78rem; color: #708498; line-height: 1.6; margin-top: 1.6rem; max-width: 78ch; }
@media (max-width: 820px) { .footer__top { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer__top { grid-template-columns: 1fr; } }

/* ---------- Cookie banner ---------- */
.cookie {
  position: fixed; left: 50%; bottom: clamp(0.8rem, 2vw, 1.4rem); transform: translateX(-50%) translateY(140%);
  z-index: 80; width: min(640px, calc(100% - 1.6rem));
  background: var(--surface); border: 1px solid var(--line-strong);
  border-radius: var(--r-lg); box-shadow: var(--shadow-lg);
  padding: 1.3rem 1.4rem; transition: transform 0.45s var(--ease);
}
.cookie.show { transform: translateX(-50%) translateY(0); }
.cookie__head { display: flex; gap: 0.7rem; align-items: center; margin-bottom: 0.6rem; }
.cookie__head svg { width: 22px; height: 22px; color: var(--green); }
.cookie__head h4 { font-family: var(--font-display); font-weight: 500; }
.cookie p { font-size: 0.88rem; color: var(--muted); margin-bottom: 1rem; }
.cookie p a { color: var(--green); text-decoration: underline; }
.cookie__actions { display: flex; flex-wrap: wrap; gap: 0.6rem; }
.cookie__actions .btn { padding: 0.7rem 1.1rem; font-size: 0.9rem; }
.cookie__actions .btn--ghost { flex: 1; min-width: 130px; }

/* Modal */
.modal { position: fixed; inset: 0; z-index: 90; display: none; }
.modal.show { display: block; }
.modal__overlay { position: absolute; inset: 0; background: rgba(8,27,46,0.5); backdrop-filter: blur(3px); }
.modal__panel {
  position: absolute; left: 50%; top: 50%; transform: translate(-50%,-50%);
  width: min(560px, calc(100% - 1.6rem)); max-height: 90vh; overflow-y: auto;
  background: var(--surface); border-radius: var(--r-lg); box-shadow: var(--shadow-lg); padding: 1.6rem;
}
.modal__head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 0.4rem; }
.modal__head h3 { font-weight: 500; }
.modal__close { width: 38px; height: 38px; border: 1px solid var(--line); border-radius: 10px; background: var(--paper); cursor: pointer; display: grid; place-items: center; }
.modal__close svg { width: 18px; height: 18px; }
.modal__sub { font-size: 0.88rem; color: var(--muted); margin-bottom: 1.2rem; }
.pref {
  display: grid; grid-template-columns: 1fr auto; gap: 0.4rem 1rem;
  padding: 1rem 0; border-top: 1px solid var(--line); align-items: center;
}
.pref h4 { font-family: var(--font-body); font-size: 0.98rem; }
.pref p { grid-column: 1 / -1; font-size: 0.84rem; color: var(--muted); margin: 0; }
.pref__locked { font-family: var(--font-mono); font-size: 0.72rem; color: var(--green); letter-spacing: 0.06em; }

/* Toggle switch */
.switch { position: relative; width: 46px; height: 26px; flex: none; }
.switch input { position: absolute; opacity: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.switch span { position: absolute; inset: 0; background: #CBD3DA; border-radius: 100px; transition: background 0.2s; }
.switch span::after { content: ""; position: absolute; top: 3px; left: 3px; width: 20px; height: 20px; background: #fff; border-radius: 50%; transition: transform 0.2s var(--ease); box-shadow: var(--shadow-sm); }
.switch input:checked + span { background: var(--green); }
.switch input:checked + span::after { transform: translateX(20px); }
.modal__actions { display: flex; gap: 0.6rem; margin-top: 1.5rem; flex-wrap: wrap; }
.modal__actions .btn { flex: 1; min-width: 140px; }

/* ---------- Confirmation toast ---------- */
.kw-toast {
  position: fixed; left: 50%; bottom: clamp(0.8rem, 2vw, 1.4rem);
  transform: translateX(-50%) translateY(160%);
  z-index: 95; display: flex; align-items: center; gap: 0.6rem;
  background: var(--navy-deep); color: #EAF1F7;
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 100px; padding: 0.7rem 1.15rem;
  box-shadow: var(--shadow-lg); font-size: 0.9rem; font-weight: 500;
  max-width: calc(100% - 1.6rem); transition: transform 0.4s var(--ease), opacity 0.4s var(--ease);
  opacity: 0;
}
.kw-toast.show { transform: translateX(-50%) translateY(0); opacity: 1; }
.kw-toast svg { width: 20px; height: 20px; color: var(--green-bright); flex: none; }

/* ---------- Reveal on scroll ---------- */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; transition: none !important; scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; }
}

/* ---------- Utilities ---------- */
.mt-0{margin-top:0}.mt-1{margin-top:0.6rem}.mt-2{margin-top:1.2rem}.mt-3{margin-top:2rem}.mt-4{margin-top:3rem}
.mb-2{margin-bottom:1.2rem}
.text-muted{color:var(--muted)}
.divider{height:1px;background:var(--line);border:0;margin-block:clamp(2rem,5vw,3.5rem)}
.pill{display:inline-flex;align-items:center;gap:0.4rem;font-family:var(--font-mono);font-size:0.7rem;letter-spacing:0.1em;text-transform:uppercase;color:var(--green);background:var(--green-wash);padding:0.35rem 0.7rem;border-radius:100px}
.toc{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-md);padding:1.2rem 1.4rem}
.toc h4{font-family:var(--font-mono);font-size:0.72rem;letter-spacing:0.14em;text-transform:uppercase;color:var(--muted);margin-bottom:0.7rem}
.toc ul{display:grid;gap:0.45rem}
.toc a{font-size:0.92rem;color:var(--ink-soft)}
.toc a:hover{color:var(--green)}
.skip-link{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:0.6rem 1rem;border-radius:0 0 8px 0;z-index:200}
.skip-link:focus{left:0}
:focus-visible{outline:2px solid var(--green);outline-offset:2px;border-radius:4px}